Tag Archives: mortgages

Obtaining mortgage loan information with artificial intelligence

Applying for a mortgage loan is a process that requires a lot of information to make an informed decision. Even in this digital age the process of obtaining a mortgage remains complex. Can artificial intelligence (AI) technology that makes recommendations based on research from consumer organizations and federal agencies help? Milliman consultant Madeline Johnson looks at the question in her article “Couch surfing for mortgage loans.”

Milliman consultant speaking at Mortgage Bankers Association forum

Milliman consultant Madeline Johnson, CMB, will speak at the 2017 MBA Risk Management, QA and Fraud Prevention Forum this September in Miami, Florida. She is scheduled to speak at the session entitled “QC for Purchase Markets” on Monday, September 25.

The three-day forum will be held from September 24 to 26. For more information on the talk and forum, click here.

Forecasting the mortgage crisis

Was the bursting of the housing bubble predictable? Risky innovative products and unsustainable home prices spelled the perfect storm for mortgage markets in 2008.

In this video, Milliman consultants discuss the initial warning signs of the eventual subprime mortgage crisis.

For a retrospective look back, see the paper by Michael Schmitz, “What happens when credit risks come home to roost?” which considers some of the factors leading to the crisis.